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How Much Does Ozempic Cost Without Insurance?

Ozempic is an over-the-counter medicine that reduces blood glucose levels in people with type 2 diabetes. When you start using Ozempic for weight loss, it stimulates the release of insulin, which helps the body cells take in glucose and lower sugar levels.

This drug helps people lose weight because it slows down the digestion of food in the stomach, so food will take more time to digest, and it will increase the feeling of fullness, which will help them lose weight. Common side effects include nausea, constipation, diabetic retinopathy, and allergic reactions. 

While Ozempic may seem like a wonder drug for treating obesity, it does come with an out-of-pocket cost. The cost will depend on your dose, how many ozempic pens you use, and your pharmacy. Your insurance coverage usually covers Ozempic if you have type 2 diabetes.

Keep reading to find out how much Ozempic costs without insurance.

Formulations of Ozempic 

Ozempic comes in two formulations

  1. Pre-filled Pen
  2.  Pre-filled syringe

Both of these formulations are similar in rate, and both contain the same ingredient. Ozempic does not come in tablet form. These two formulations are designed to deliver the product under the skin. These formulations are almost similar but differ only in their delivery methods.

The pre-filled pen is easy to use because it allows self-administration, but the pre-filled syringe can’t be used alone. It’s essential to ask your healthcare provider to suggest a suitable method that fits your needs.

Cost of Ozempic  without insurance

The cost of ozempic depends upon many factors like location, insurance coverage, pharmacy discounts and the dose recommended by your doctor. It costs you around $900 per month without insurance, but if you have insurance, the price of ozempic would be low.

 The cost of ozempic is high as compared to other weight loss medications. Ozempic is available in different amounts, from 0.25 to 2 milligrams(mg), and their prices vary accordingly. Generic v erosion of these drugs are typically cheaper, but the FDA has not yet granted marketing authorisation for generic medication.

Cost of Ozempic With Insurance

It is important to know if your health insurance plans cover Ozempic. Some insurance companies will cover the cost of Ozempic when used as a treatment for type 2 diabetes but not when used as a weight loss drug for adults who do not have type 2 diabetes. 

Even if you have insurance, you may still have to pay some out-of-pocket costs, such as copays, deductibles, or coinsurance, depending on your insurance plan. The cost of this weight loss medication depends on several factors. If you have private insurance, you will pay less for Ozempic. This can range from $25/month for a 1/2/3-month supply.

Your health insurance will cover the cost of your Ozempic prescription, but the copay will depend on your insurance plan. However, you may be eligible for a Novo Nordisk Ozempic Savings Card if you have health insurance. Contact the manufacturer for eligibility requirements and other information.

Cost of Ozempic Without Insurance

Ozempic’s price is based on various factors, including dosage and insurance. Novo Nordisk says that most people do not pay the price of the Ozempic because they have insurance and other ways to save money. 

For uninsured patients, the cost of a pen injector can be as low as $1,000 for a 2 mg / 1.5 ml pen (8 0.25 milligrams or 4 0.5 milligrams) or as high as $1,200 for a 4 mg / 3 ml pen (4 milligrams or 1 milligrams). This equates to approximately $170-$342 per week, depending on the prescribed dose.

If you don’t have insurance, you should also ask your doctor about other lower-cost generic antidiabetes drugs that work as well as Ozempic, such as metformin, sulfonylureas, alpha-glucosidase inhibitors, and meglitinides. These lower-cost antidiabetes drugs are all approved by the Food and Drug Administration (FDA) as effective at reducing blood glucose levels. However, they may not wholly replace Ozempic as a diabetes treatment. If you need to control your blood sugar, you should not replace prescription medications with over-the-counter medications or supplements.

How to Manage Ozempic Cost in the Absence of Insurance

Prescription Discount Cards

Different prescription drugs discount cards are available online and in organizations like Goodrx and NeedyMeds. These discount cards help to decrease the price of different medications, including ozempic, and these savings cards are a good option in the absence of insurance.

These organizations also offer discounts at different pharmacies that participate  Some pharmacies also have their own saving and discount programs for specific medications. It will be good to check if any local pharmacy offers a discount on ozempic.

Patient Assistant Programs

Different medication companies offer patient assistance programs that provide free medicine or financial help to eligible patients who cannot afford their medications. You can research different assistance programs online and contact the ozempic manufacturer to learn about available programs.

Generic Alternatives

Openly discuss with your doctor about your financial condition and ask him to recommend any alternate options that are less expensive than ozempic. Generic medicines are more affordable than brand-name medications.

You can also go for any other treatment other than medications. Ask your healthcare provider to suggest you an affordable treatment than ozempic. It is important to consult your doctor before changing your routine.

Compare Prices

You can visit or call different pharmacies in your area to learn about the best price because ozempic prices can vary between pharmacies. Some pharmacies may offer ozempic at a discounted rate, so it’s worth checking different available options. Drugs like Ozempic can cost hundreds of dollars or more at different pharmacies, so it’s best to shop around. After checking the rates ozempic, compare the prices and go for the most affordable one.

Novo Nordisk’s Saving Card

Novo Nordisk, the manufacturer of Ozempic, offers a Diabetes Savings Offer Program. This offer is not available to patients who are members of Medicaid, Medicare or other federal and state health programs.

This offer allows people to save a maximum of:

  • $150 per 1-month prescription
  • $300 per 2-month prescription
  • $450 per 3-month prescription

You must be a part of a commercial insurance plan in order to take advantage of this offer. This offer does not apply to those who have insurance that covers the total price of Ozempic.

Alternatives If Your Insurance Doesn’t Cover Ozempic 

Most insurance companies will deny coverage for Ozempic if you are prescribed the drug for any reason other than diabetes. For example, if you are prescribed Ozempic for weight management, getting your insurance company to cover it can be hard. If your insurance company denies coverage, you may want to look for other similar medications that may be more affordable for you. Some of these options are:

Rybelsus

Rybelsu tablet is prescribed to control blood sugar levels. It is included in the formulary of most Medicare prescription drug plans and other insurance plans. If you qualify, you may be eligible to take medicare advantage of the Rybelsus Savings Offer, which pays as low as $10 per month.

Wegovy

Wegovy is another injectable medication used to treat obesity. Your health insurance does not cover it. However, there are ways you can still get coverage. If your employer-sponsored insurance does not cover obesity medication, you can apply to increase your coverage.

Trulicity

Adults with Type 2 diabetes use trulicity to help manage their blood sugar levels. Although Trulicity is not a diet drug, it may help some people lose weight. Usually, it is covered by most Medicare prescription drug programs and insurance plans. You may still have to pay a co-financing fee or other deductible, but you will likely receive some form of coverage.

Mounjaro

This brand-new medication is used to treat type 2 diabetes and may also induce weight loss. While some insurance plans do provide coverage, coverage depends on the plan.

Does Private Insurance Cover Ozempic?

Private insurance plans vary, but most will cover the prescription for Ozempic if you are diagnosed with type 2 diabetes, but if you are not, you will probably have to pay for it out-of-pocket. This is a health inequity problem because people with type 2 diabetes are often the most marginalized and cannot afford ozempic. 

If you do not have type 2 diabetes and are overweight/obese, talk to your doctor about using Wegovy. The active ingredient in Wegovy is the same as the active ingredient in Ozempic, and it is approved by the Food and Drug Administration (FDA) to help with weight loss.

 The Bottom Line

Buying Ozempic without insurance can be expensive, but there are ways to save money. It’s essential to do your research, compare prices at multiple pharmacies, and look into telehealth services to find more affordable options. You can also take advantage of manufacturer rebates, patient support programs and other savings opportunities.

Consulting directly with your insurance company is essential if you’re considering Ozempic as a treatment option. They will be able to provide you with the most up-to-date information about your coverage and any additional costs. Keep in mind that your insurance company may deny coverage for Ozempic if you are only taking it for weight loss goals and do not have diabetes.